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Small and medium-sized businesses (SMBs) need financial assistance from other organizations in the market. This is not a result of the way they manage their operations as much as it is a function of the leverage disparity between them and their much larger customers. SMBs would need less of other organization’s money if they were allowed to have increased access to their own. Instead, they are forced to ‘invest’ in their customers through extended payment terms, even when those same customers have a significantly stronger cash position than they do.
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