20. Analysis of Internet Banking Security Crack Through Messenger Hacking

The messenger is a free information and communication means for easy information exchange with acquaintances connected to the Internet during ordinary work process. Therefore, acquaintances (automatically) connected while the Internet is connected are people well known to a messenger user. This study relates to an analysis of online banking security crack made in the following process: a hacker hacks messengers, for example, NateOn, MSN and the like, to become close to victims as if the hacker is a close acquaintance, and then sends a hacking tool (keylog, remote monitoring, etc.) in the manner of social engineering. The hacker uses the hacking tool to steal personal online banking information including hacked person’s bank account, ID, PW, certificate, security card information and the like and then to withdraw cash balance of the target account. This study also aims to find elements vulnerable to personal Internet banking transaction hacking to develop security measures for the relevant vulnerability in order to enhance secure and safe Internet banking transactions of people by preventing Internet banking security cracks.