Skip to main content
Erschienen in: Cluster Computing 6/2019

01.03.2018

Credit card fraud forecasting model based on clustering analysis and integrated support vector machine

verfasst von: Chunhua Wang, Dong Han

Erschienen in: Cluster Computing | Sonderheft 6/2019

Einloggen

Aktivieren Sie unsere intelligente Suche, um passende Fachinhalte oder Patente zu finden.

search-config
loading …

Abstract

At present, with the popularization of credit cards, credit card fraud increases gradually. Based on this, this paper designs a credit card fraud prediction model based on cluster analysis and integrated support vector machine using computer technology. First of all, adjust and reduce the Unbalanced state based on K-means clustering analysis combined with more than half of the random samples. Secondly, the use of the idea of integrated learning to further deal with the Unbalanced state of the data and increase classifier’s awareness of minorities. Finally, we tested the algorithm, and the result showed that the proposed algorithm effectively reduced the cost of accidental injury, which provides a great possibility for the card issuer to effectively reduce the economic losses caused by credit card fraud, which has laid a good theoretical basis and foundation for practical application.

Sie haben noch keine Lizenz? Dann Informieren Sie sich jetzt über unsere Produkte:

Springer Professional "Wirtschaft+Technik"

Online-Abonnement

Mit Springer Professional "Wirtschaft+Technik" erhalten Sie Zugriff auf:

  • über 102.000 Bücher
  • über 537 Zeitschriften

aus folgenden Fachgebieten:

  • Automobil + Motoren
  • Bauwesen + Immobilien
  • Business IT + Informatik
  • Elektrotechnik + Elektronik
  • Energie + Nachhaltigkeit
  • Finance + Banking
  • Management + Führung
  • Marketing + Vertrieb
  • Maschinenbau + Werkstoffe
  • Versicherung + Risiko

Jetzt Wissensvorsprung sichern!

Springer Professional "Technik"

Online-Abonnement

Mit Springer Professional "Technik" erhalten Sie Zugriff auf:

  • über 67.000 Bücher
  • über 390 Zeitschriften

aus folgenden Fachgebieten:

  • Automobil + Motoren
  • Bauwesen + Immobilien
  • Business IT + Informatik
  • Elektrotechnik + Elektronik
  • Energie + Nachhaltigkeit
  • Maschinenbau + Werkstoffe




 

Jetzt Wissensvorsprung sichern!

Springer Professional "Wirtschaft"

Online-Abonnement

Mit Springer Professional "Wirtschaft" erhalten Sie Zugriff auf:

  • über 67.000 Bücher
  • über 340 Zeitschriften

aus folgenden Fachgebieten:

  • Bauwesen + Immobilien
  • Business IT + Informatik
  • Finance + Banking
  • Management + Führung
  • Marketing + Vertrieb
  • Versicherung + Risiko




Jetzt Wissensvorsprung sichern!

Literatur
1.
Zurück zum Zitat Tanaka, Y., Takahashi, M.: Dynamic time warping-based cluster analysis and support vector machine-based prediction of solar irradiance at multi-points in a wide area [J]. Procedia Comput. Sci. 2(16), 210–215 (2016) Tanaka, Y., Takahashi, M.: Dynamic time warping-based cluster analysis and support vector machine-based prediction of solar irradiance at multi-points in a wide area [J]. Procedia Comput. Sci. 2(16), 210–215 (2016)
2.
Zurück zum Zitat Zareapoor, M., Shamsolmoali, P.: Application of credit card fraud detection: based on bagging ensemble classifier [J]. Procedia Comput. Sci. 48(1), 679–685 (2015)CrossRef Zareapoor, M., Shamsolmoali, P.: Application of credit card fraud detection: based on bagging ensemble classifier [J]. Procedia Comput. Sci. 48(1), 679–685 (2015)CrossRef
3.
Zurück zum Zitat Zhang, L., Rao, K., Wang, R., et al.: Risk prediction model based on improved adaboost method for cloud usersse [J]. Open Cybern. Syst. J. 9(1), 44–49 (2015)CrossRef Zhang, L., Rao, K., Wang, R., et al.: Risk prediction model based on improved adaboost method for cloud usersse [J]. Open Cybern. Syst. J. 9(1), 44–49 (2015)CrossRef
4.
Zurück zum Zitat Bae, K.Y., Han, S.J., Dan, K.S.: Hourly solar irradiance prediction based on support vector machine and its error analysis [J]. IEEE Trans. Power Syst. PP(99), 1 (2017) Bae, K.Y., Han, S.J., Dan, K.S.: Hourly solar irradiance prediction based on support vector machine and its error analysis [J]. IEEE Trans. Power Syst. PP(99), 1 (2017)
5.
Zurück zum Zitat Huang, X., Fan, X., Chen, X., et al.: Bed permeability state prediction model of sintering process based on data mining technology [J]. ISIJ Int. 56(12), 2113–2117 (2016)CrossRef Huang, X., Fan, X., Chen, X., et al.: Bed permeability state prediction model of sintering process based on data mining technology [J]. ISIJ Int. 56(12), 2113–2117 (2016)CrossRef
6.
Zurück zum Zitat Guo, S., Yuan, D., Zhang, R., et al.: Prediction of human promoter with least square support vector machine based on the kernel locality preserving projection [J]. Chemometr. Intell. Lab. Syst. 158, 69–79 (2016)CrossRef Guo, S., Yuan, D., Zhang, R., et al.: Prediction of human promoter with least square support vector machine based on the kernel locality preserving projection [J]. Chemometr. Intell. Lab. Syst. 158, 69–79 (2016)CrossRef
7.
Zurück zum Zitat Subudhi, S., Panigrahi, S.: Use of fuzzy clustering and support vector machine for detecting fraud in mobile telecommunication networks [J]. Int. J. Secur. Netw. 11(1/2), 3 (2016)CrossRef Subudhi, S., Panigrahi, S.: Use of fuzzy clustering and support vector machine for detecting fraud in mobile telecommunication networks [J]. Int. J. Secur. Netw. 11(1/2), 3 (2016)CrossRef
8.
Zurück zum Zitat Yu, B., Gao, J.R., Ding, D., et al.: Accurate lithography hotspot detection based on principal component analysis-support vector machine classifier with hierarchical data clustering [J]. J. Micro/Nanolithogr. MEMS MOEMS 14(1), 2006–2021 (2015) Yu, B., Gao, J.R., Ding, D., et al.: Accurate lithography hotspot detection based on principal component analysis-support vector machine classifier with hierarchical data clustering [J]. J. Micro/Nanolithogr. MEMS MOEMS 14(1), 2006–2021 (2015)
9.
Zurück zum Zitat Ahmed, M., Mahmood, A.N.: Novel approach for network traffic pattern analysis using clustering-based collective anomaly detection [J]. Ann. Data Sci. 2(1), 1–20 (2015)CrossRef Ahmed, M., Mahmood, A.N.: Novel approach for network traffic pattern analysis using clustering-based collective anomaly detection [J]. Ann. Data Sci. 2(1), 1–20 (2015)CrossRef
10.
Zurück zum Zitat García, V., Marqués, A.I., Sánchez, J.S.: An insight into the experimental design for credit risk and corporate bankruptcy prediction systems [J]. J. Intell. Inf. Syst. 44(1), 159–189 (2015)CrossRef García, V., Marqués, A.I., Sánchez, J.S.: An insight into the experimental design for credit risk and corporate bankruptcy prediction systems [J]. J. Intell. Inf. Syst. 44(1), 159–189 (2015)CrossRef
Metadaten
Titel
Credit card fraud forecasting model based on clustering analysis and integrated support vector machine
verfasst von
Chunhua Wang
Dong Han
Publikationsdatum
01.03.2018
Verlag
Springer US
Erschienen in
Cluster Computing / Ausgabe Sonderheft 6/2019
Print ISSN: 1386-7857
Elektronische ISSN: 1573-7543
DOI
https://doi.org/10.1007/s10586-018-2118-y

Weitere Artikel der Sonderheft 6/2019

Cluster Computing 6/2019 Zur Ausgabe