Weitere Kapitel dieses Buchs durch Wischen aufrufen
The chapter aims to study the current expansion strategies of the new technological InsurTech start-ups, arguing that the InsurTech development should not represent a threat for traditional companies, as the digital world tools, from Big Data analysis to digital devices, from personal interactivity to home automation systems development, do not represent a direct competitive threat to the traditional activity. The chapter highlights that it is of utmost importance to remember that the digitalisation is nevertheless destined to deeply change the entire financial and insurance ecosystem. The reaction of traditional insurers will necessarily be the development of new digital competences and/or the establishment of partnerships with technology enterprises. A possible strategy is also investing in new digital start-ups.
Bitte loggen Sie sich ein, um Zugang zu diesem Inhalt zu erhalten
Sie möchten Zugang zu diesem Inhalt erhalten? Dann informieren Sie sich jetzt über unsere Produkte:
Acord & Surely. (2016, February). AI—The Potential for Automated Advisory in the Insurance Industry.
Agarwal, R., Guodong, G., DesRoches, C., & Jha, A. K. (2010). Research Commentary—eDigital Transformation of Healthcare: Current Status and the Road Ahead, Inform. Systems Research, 21(4), 796–809.
AXA. (2016, October). Verso le Assicurazioni 4.0? Il settore assicurativo e la rivoluzione dei dati, Italian Axa Paper, no.8.
AXA. (2017). AXA Strategic Ventures: Placing AXA at the Heart of InsurTech.
Bartoletti, D. (2014, March 6). Strategic Benchmarks 2014: Server Virtualization. Forrester Research Inc.
Boston Consulting Group. (2016). Digital Disruption in the US Small-Business Insurance Market.
Bower, J. L., & Christensen, C. M. (1995). Disruptive Technologies: Catching the Wave. Harvard Business Review, 73(1), 43–53.
Braun, A., & Schreiber, F. (2017). The Current InsurTech Landscape: Business Models and Disruptive Potential. St. Gallen: Institute of Insurance Economics I. VW-HSG, University of St. Gallen.
Cambosu, D. (2016). Insurance Tech, All Incubators and Specialized Accelerators, Insuranceup.
Capgemini and Efma. (2017). World Insurance Report 2017.
Capgemini Consulting. (2015, February 7). Strategies for the Age of Digital Disruption. Digital Transformation Review.
Carney, M. (2017, January). The Promise of FinTech. Something New Under the Sun? Speech Given to the Deutsche Bundesbank G20 Conference on Digitising Finance, Financial Inclusion and Financial Literacy.
CB Insights. (2016, July). Analyzing the Insurance Tech Investment Landscape.
CB Insights. (2017b, January). Where Insurers and Reinsurers Invested in Tech Start-ups in 2016. Retrieved from www.cbinsights.com/blog/2016-insurance-cvc-total/.
CB Insights. (2017c). The Top Financings, Partnerships & Hirings in Insurance Tech–Q1.
CB Insights. (2017d). Where Insurers and Reinsurers Invested in Tech Startups in 2016.
Celent. (2017). Success Factors for InsurTech/Incumbent Partnerships.
Christensen, C. M., Raynor, M., & McDonald, R. (2015). What Is Disruptive Innovation? Harvard Business Review, 93(12), 44–53.
Crawford, S., & Piesse, D. (2016). Blockchain Technology as a Platform for Digitization. Implications for the Insurance Industry. London: Ernst Young.
Deloitte. (2014a, January). Big Demands and High Expectations: The Deloitte Millennial Survey — Executive Summary.
Deloitte. (2014b, February). The Omnichannel Opportunity: Unlocking the Power of the Connected Consumer.
Deloitte. (2015). Tech Trends 2015: The Fusion of Business and IT. An Insurance Industry Perspective.
Dietz, M., Khanna, S., Olanrewaju, T., & Rajgopal, K. (2016). Cutting Through the Noise Around Financial Technology. McKinsey Review.
Drucker, P. F. (2002, August). The Discipline of Innovation. Harvard Business Review.
Evans, P., Aré, L., Forth, P., Harlé, N., & Portincaso, M. (2016, December). Thinking Outside the Block. A Strategic Perspective on Blockchain and Digital Tokers. BCG Publications.
Fitzgerald, M. (2017). Success Factors for InsurTech/Incumbent Partnerships. Celent, USA.
Fitzgerald, M., & Macgregor, J. (2016). Insurer-Startup Partnerships: How to Maximize Insurtech Investments. Boston: Celent.
Gartner. (2016, April). Measuring the Strategic Value of the Internet of Things for Industries.
Genpact Research Institute and ACORD. (2016, November). Assessing Digital Impact Across Insurer and Channel Operations.
Hirt, M., & Willmott, P. (2014, May). Strategic Principles for Competing in the Digital Age. McKinsey Quaterrly.
IVASS. (2017, April). La distribuzione assicurativa. Quaderno no.8.
Jones, N. (2014, April). The Internet of Things Will Demand New Application Architectures, Skills and Tools. Gartner.
Jubraj, R., Thomas, T., & Sandquist, E. J. (2016). Coming to Terms with Insurance Aggregators: Global Lessons for Carriers, Accenture Strategies.
King, A. A., & Baatartogtokh, B. (2015). How Useful Is the Theory of Disruptive Innovation?
Kotler, P., & Miller, K. (2014). Marketing Management (14th ed.). Upper Saddle River: Prentice Hall.
Libert, B., Beck, M., & Wind, J. (2017, March). How Insurers Can Protect Against Digital Disruption. Knowledge@Wharton.
Maynard, N. (2017, December). Fintech Futures: Market Disruption, Leading Innovators & Emerging Opportunities 2017–2022. Juniper Research.
McKinsey. (2016a, May). An Incumbent’s Guide to Digital Disruption. McKinsey Quarterly.
McKinsey. (2016b). Making Digital Strategy a Reality in Insurance.
Morgan Stanley. (2016). North America Insight: Digital Disruption in Small Business Insurance.
Morgan Stanley/BCG. (2014). Insurance and Technology: Evolution and Revolution in a Digital World. Boston: Boston Consulting Group.
Mulhall, J., Chauhan, A., Lindsey, C., & Lyman, M. (2016). The Broker of the Future: Winning in a Disruptive Environment, Accenture Strategies.
Munich Re. (2016, January). Reinventing Insurance for the Digital Generation.
Naylor, M. (2016). A Perfect Storm in Insurance: How to Survive the Looming Waves of Disruptive Technology.
Naylor, M. (2017). The Response of Incumbents. In Insurance Transformed. Palgrave Studies in Financial Services Technology. Cham: Palgrave Macmillan.
OECD—Organisation for Economic Co-operation and Development. (2017). Technology and Innovation in the Insurance Sector.
PWC. (2016). How InsurTech Is Reshaping Insurance.
Roland Berger. (2017, June). Copy Them? Work with Them? or Buy Them? InsurTechs and the Digitalization of Insurance.
Schanz, K. U. (2015, May). The Technology and Data Revolution in Insurance: A Brave New World? Middle East Insurance Review.
Startupbootcamp InsurTech. (2015). So, What Is an InsurTech Startup?
Stuart, R. (2013, October). Analytics and the Analytical Insurer. Society of Actuaries.
Swiss Re Institute. (2017a). Technology and Insurance: Themes and Challenges, June.
Swiss Re Institute. (2017b, May 3). World Insurance in 2016, Sigma.
Venture Scanner. (2016). Insurance Technology Market Overview–Q4.
Venture Scanner. (2017a, September). Startup Market Reports and Data.
Venture Scanner. (2017b). Where in the World Are Insurance Technology Startups?
Willis Towers Watson. (2017, January). How Diverse Growth Strategies Can Advance Digitisation in the Insurance Industry.
- Digital Disruption and InsurTech Start-ups: Risks and Challenges
- Chapter 3