Empirical Analysis of Influence Factor of Investment Income of Commercial Bank Financial Product

With the continuous development of the global financial system, and the accelerating process of our financial system reform, the financial instrument becomes increasingly sophisticated and emerging in endlessly. The commercial bank financial products are popular with investors, and it is obvious that the investment income provides a very important reference for investors before they make an investment. Based on the above situation, it is essential to analyze the influence factors of investment income of commercial bank financial product. Using multiple regression method, this paper analyzes the investment income of domestic commercial bank financial products, it concludes that some factors, such as degree of risk, investment period, has significant effect on investment income, and by considering the characteristics of our commercial bank financial product market, it gives some advices to increase the investment income.