A Study on Mobile Payment System with United Mileage Using USIM

As the demand for mobile terminal increase, E-Commerce is transforming to M-Commerce. Especially, business models using mobile device are actively being developed and the expense transaction method using mobile device is becoming diverse since these various business models require payment system. In this paper, efficient payment system using USIM(IMT-2000) in M-Commerce is proposed. Especially proposed payment system supports united mileage policy. The system is an independent program saved on USIM and can calculate and save electronic money, the mileage from various shopping mall(united mileage). Although the characteristic of the mileage is different from shopping malls, the system can unite mileage. The system is developed to encourage the efficiency of a system after comparing and contrasting between established systems and the newly designed one in simulation.