11. From Teleprocessing to Cashless Payment Technologies: “La Caixa” 1960–2015

2016
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Author: J. Carles Maixé-Altés
Published in: The Book of Payments
Publisher: Palgrave Macmillan UK

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Abstract

Access to mass retail banking, with financial self-service and plastic cards, occurred later in Spanish financial institutions than it did in those of other nearby countries. However, more mature technologies were adopted, such as teleprocessing (first through online networks, and later online, in real time), which favored the leadership of certain banking institutions and the implementation of cashless technologies. As a whole, the cases analyzed show the impact that the traditions and practices of each banking system have had on the new payment systems. In a globalized world, different institutional and business environments persist that account for the idiosyncrasies typical of payment systems.

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previous chapter Origins of the Modern Concept of a Cashless Society, 1950s–1970s

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Title: From Teleprocessing to Cashless Payment Technologies: “La Caixa” 1960–2015
Author: J. Carles Maixé-Altés
Publisher: Palgrave Macmillan UK
Book: The Book of Payments
Print ISBN: 978-1-137-60230-5

Electronic ISBN: 978-1-137-60231-2

Copyright Year: 2016
DOI: https://doi.org/10.1057/978-1-137-60231-2_11

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