Skip to main content
Top

2019 | OriginalPaper | Chapter

7. Migration of Business Models

Author : Rym Ayadi

Published in: Banking Business Models

Publisher: Springer International Publishing

Activate our intelligent search to find suitable subject content or patents.

search-config
loading …

Abstract

Changing business models, hereafter called “migration”, can provide a wealth of information to market participants, regulators, creditors and depositors about the strategy of banks and their behaviour in the markets where they are active in and about their risk profiles and their contribution to systemic risk over time.
This chapter explains the reasons why banks change their business models and describes the migration process of business models in banks in Europe, US and Canada.

Dont have a licence yet? Then find out more about our products and how to get one now:

Springer Professional "Wirtschaft+Technik"

Online-Abonnement

Mit Springer Professional "Wirtschaft+Technik" erhalten Sie Zugriff auf:

  • über 102.000 Bücher
  • über 537 Zeitschriften

aus folgenden Fachgebieten:

  • Automobil + Motoren
  • Bauwesen + Immobilien
  • Business IT + Informatik
  • Elektrotechnik + Elektronik
  • Energie + Nachhaltigkeit
  • Finance + Banking
  • Management + Führung
  • Marketing + Vertrieb
  • Maschinenbau + Werkstoffe
  • Versicherung + Risiko

Jetzt Wissensvorsprung sichern!

Springer Professional "Wirtschaft"

Online-Abonnement

Mit Springer Professional "Wirtschaft" erhalten Sie Zugriff auf:

  • über 67.000 Bücher
  • über 340 Zeitschriften

aus folgenden Fachgebieten:

  • Bauwesen + Immobilien
  • Business IT + Informatik
  • Finance + Banking
  • Management + Führung
  • Marketing + Vertrieb
  • Versicherung + Risiko




Jetzt Wissensvorsprung sichern!

Footnotes
1
Term used in Ayadi et al. (2016, 2017) to describe the process of changing business models in banks.
 
2
Ayadi et al. (2018) show that, in Europe, bank business model stability increases the overall bank soundness, whilst banks switching their business model are closer to default.
 
Literature
go back to reference Ayadi, R. et al. (2016), “Banking Business Models Monitor 2015: Europe”, Montreal, International Research Centre On Cooperative Finance, HEC Montreal. Ayadi, R. et al. (2016), “Banking Business Models Monitor 2015: Europe”, Montreal, International Research Centre On Cooperative Finance, HEC Montreal.
go back to reference Ayadi, R. et al. (2017), “Bank and Credit Unions Business Models in the United States”, Montreal, International Research Centre On Cooperative Finance, HEC Montreal. Ayadi, R. et al. (2017), “Bank and Credit Unions Business Models in the United States”, Montreal, International Research Centre On Cooperative Finance, HEC Montreal.
go back to reference Ayadi, R., Ferri, G. and V. Pesic (2018), “Does business model instability imperil banks’ soundness: Evidence from Europe” Bancaria, No. 7–8, July–August, Italy. Ayadi, R., Ferri, G. and V. Pesic (2018), “Does business model instability imperil banks’ soundness: Evidence from Europe” Bancaria, No. 7–8, July–August, Italy.
Metadata
Title
Migration of Business Models
Author
Rym Ayadi
Copyright Year
2019
Publisher
Springer International Publishing
DOI
https://doi.org/10.1007/978-3-030-02248-8_7