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21. The Social Impact of Fintech

  • 2025
  • OriginalPaper
  • Chapter
Published in:
Authors
Hugo Benedetti
Consuelo Calderón
Published in
The Palgrave Handbook of Social Finance
Publisher
Springer Nature Switzerland

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Abstract

This chapter delves into the transformative power of financial technology (fintech) in addressing social challenges and driving positive change. It explores how fintech innovations, such as mobile banking, digital wallets, and impact investing, contribute to financial inclusion, economic empowerment, and sustainability. The text highlights the role of key technologies like big data, blockchain, and artificial intelligence/machine learning (AI/ML) in reshaping financial services. It also examines how fintech solutions align with the United Nations' Sustainable Development Goals (SDGs), demonstrating their potential to address global issues like poverty, inequality, and climate change. The chapter concludes by discussing the future opportunities and challenges of fintech, emphasizing the need for responsible innovation and ethical considerations in the fintech industry.
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previous chapter Does a Link Exist Between Digital Finance, Green Finance, and Social Finance?
next chapter Social Finance and Health
Title
The Social Impact of Fintech
Authors
Hugo Benedetti
Consuelo Calderón
Copyright Year
2025
Book
The Palgrave Handbook of Social Finance

Print ISBN: 978-3-031-99905-5

Electronic ISBN: 978-3-031-99906-2

Copyright Year: 2025

DOI
https://doi.org/10.1007/978-3-031-99906-2_21
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