Weitere Kapitel dieses Buchs durch Wischen aufrufen
Homeownership trends developed in 22 OECD countries over the past three to four decades are examined and differences related to the homeownership gap for women and men are discussed, with a focus on most recent trends. The US and countries with varying institutional structures are compared with particular attention being paid to differences across family types. The estimation techniques allow us to discuss the role of determinants from a gender perspective. We find that single women are better off than single men without children and a reverse trend exists in families with children. The general negative effect for women remains for younger cohorts in the face of risking homeownership. The latest crisis did not change the general long-running trend of the homeownership gap except for the US and France. The findings of this chapter provide an international perspective on differential homeownership rates among women and men, across countries and over time. Given that the value of one’s own home (home equity) is the largest financial reserve in a household’s wealth portfolio, it is important to have a better understanding of the differences resulting from gender and family types.
Bitte loggen Sie sich ein, um Zugang zu diesem Inhalt zu erhalten
Sie möchten Zugang zu diesem Inhalt erhalten? Dann informieren Sie sich jetzt über unsere Produkte:
Belsky, E. (2009). Demographics, markets, and future of housing demand. Journal of Housing Research, 18(2), 99–119.
Chambers, M. S., Schlangenhauf, D. E., & Young, E. R. (2003). Are husbands really that cheap? Exploring life insurance holdings. Manuscript, Florida State University.
Dillingh, R., Prast, H., Rossi, M., & Brancati, C. U. (2017). Who wants to have their home and eat it too? Interest in reverse mortgages in the Netherlands. Journal of Housing Economics, 38, 25–37. CrossRef
Gabriel, S. A., & Rosenthal, S. S. (2013). Urbanization, agglomeration economies, and access to mortgage credit. Regional Science and Urban Economics, 43, 42–50. CrossRef
Grabka, M., Marcus, J., & Sierminska, E. (2015). Wealth distribution within couples. Review of Economics of the Household, 13(3), 459–486. https://doi.org/10.1007/s11150-013-9229-2.
Haurin, D. R., Parcel, T. L., & Haurin, R. J. (2002). Does homeownership affect child outcomes? Real Estate Economics, 30(4), 635–666. CrossRef
Luxembourg Income Study (LIS) Database. (2016). http://www.lisdatacenter.org (multiple countries; 1971–2010). Luxembourg: LIS.
McGinn, D. (2013). How single women—And what they want—Are shaping the new housing market . The Globe and Mail.
Oswald, A. J. (1996). A conjecture on the explanation for high unemployment in the industrialized nations: Part I. Warwick Economics Research Paper Series (TWERPS), 475.
Rossi, M., & Sierminska, E. (2015). Single again? Saving patterns when widowhood occurs. Netspar Discussion Paper No. 02/2015-004. https://doi.org/10.2139/ssrn.2569127.
Wind, B., Lersch, P. M., & Dewilde, C. (2016). The distribution of housing wealth in 16 European countries: Accounting for institutional differences. Journal of Housing and the Built Environment, Published Online.
- Families and Housing Decisions: A Look Across OECD Countries
Eva M. Sierminska
Neuer Inhalt/© Stellmach, Neuer Inhalt/© Maturus, Pluta Logo/© Pluta, digitale Transformation/© Maksym Yemelyanov | Fotolia