Since 2013, when Yu’E Bao ushered in an era of Internet wealth management in China, the country’s “Internet + Wealth Management” market has developed rapidly. Online wealth management meets the demand for wealth management by long-tailed investors, which cannot be fulfilled by traditional wealth management modes. It will provide more constructive policy suggestions to the benefit of the better integrated development of wealth management industry and AI in China in the future by searching thoroughly the history and environment of online wealth management, learning from the effective experience of wealth management by AI abroad and combining with the current integrated development of “AI + wealth management” service industry in China.
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