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Erschienen in:
2018 | OriginalPaper | Buchkapitel
4. New Payments Landscape
verfasst von : Sofie Blakstad, Robert Allen
Erschienen in: FinTech Revolution
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Abstract
In this chapter, we examine how payments have evolved in recent years, from cash-based to digital and from batch to instant. We present the commercial landscape of payments today, with central banks, centralised infrastructure, distributed commercial banks and payments services, together with some of the technical challenges in adapting to new standards, such as instant payments. We show how alternative methods of moving value, including non-bank payments and blockchain-based transactions, are bypassing payments infrastructure and the banking system.