‘Banking is necessary, Banks are not’ is a famous quote from Microsoft founder Bill Gates, which characterizes the wide debate of the increasing digitalization of banking (Alt and Thomas
2016). The first wave of digitalization has changed many aspects of everyday life and existing business models have been challenged and partially replaced (Alt and Thomas
2016; Praeg et al.
2015). The second wave of digitalization has shifted the focus towards smart services based on algorithms and intelligent software to increase the degree of automation. Consequently, the interest of banks and insurances in digital financial advisory services (also referred to as “robo-advisory”) is rising (Praeg et al.
2016, Jung et al.
in press). …
WI – WIRTSCHAFTSINFORMATIK – ist das Kommunikations-, Präsentations- und Diskussionsforum für alle Wirtschaftsinformatiker im deutschsprachigen Raum. Über 30 Herausgeber garantieren das hohe redaktionelle Niveau und den praktischen Nutzen für den Leser.
BISE (Business & Information Systems Engineering) is an international scholarly and double-blind peer-reviewed journal that publishes scientific research on the effective and efficient design and utilization of information systems by individuals, groups, enterprises, and society for the improvement of social welfare.
Texte auf dem Stand der wissenschaftlichen Forschung, für Praktiker verständlich aufbereitet. Diese Idee ist die Basis von „Wirtschaftsinformatik & Management“ kurz WuM. So soll der Wissenstransfer von Universität zu Unternehmen gefördert werden.