The change of payment mode from barter to natural currency, to paper money and today’s e-payment, is a progressive process that continuously improves transaction efficiency on the premise of security and reliability. Today, with the rapid development of information science and technology, what will be the next innovation of payment mode? Already, artificial intelligence has penetrated deeply and extensively into all levels of payment, and is continuously evolving towards further intelligence and diversification. It plays a vital role in elevating payment efficiency, improving user experience, and implementing financial regulation.
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