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2023 | OriginalPaper | Buchkapitel

7. Open Banking: Opportunities and Risks

verfasst von : Christoph Frei

Erschienen in: The Fintech Disruption

Verlag: Springer International Publishing

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Abstract

Open Banking, das es Drittanbietern ermöglicht, mit Zustimmung der Kunden auf Finanztransaktionsdaten zuzugreifen und diese zu ändern, verändert den Finanzsektor. Dieses Kapitel geht den Chancen und Risiken des offenen Bankwesens nach und hebt sein Potenzial zur Steigerung des Wettbewerbs, der Zugänglichkeit und der Innovation bei Finanzdienstleistungen hervor. Außerdem werden die Herausforderungen wie Datenverletzungen, Diskriminierung und regulatorische Widersprüche diskutiert und ein globaler Überblick über Open-Banking-Initiativen und ihre unterschiedlichen Ansätze geboten. Das Kapitel schließt mit der Betonung der Notwendigkeit eines geeigneten Rahmens, um Privatsphäre und Verbraucherschutz zu gewährleisten und gleichzeitig Finanzinnovationen zu fördern.

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Vorheriges Kapitel Non-Fungible Tokens

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Titel: Open Banking: Opportunities and Risks
verfasst von: Christoph Frei
Verlag: Springer International Publishing
Buch: The Fintech Disruption
Print ISBN: 978-3-031-23068-4

Electronic ISBN: 978-3-031-23069-1

Copyright-Jahr: 2023
DOI: https://doi.org/10.1007/978-3-031-23069-1_7