2015 | OriginalPaper | Buchkapitel
Who Said Pigs Can’t Fly? A Learner- Centered Approach to Emergency Savings
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As suggested by a number of authors in this volume, patterns of low saving, including for shorter-term contingencies, is of growing concern. This chapter introduces the concept of micro-saving for relatively small consumption emergencies. Micro-savings are small in scale—saving in terms of coins rather than bills. Micro-savings can be particularly useful for lowerincome populations, who may struggle to save in larger increments, and can enhance their ability to weather unexpected financial storms. It can also begin to transform attitudes about savings and potentially enhance financial capability.