nach oben

Erschienen in:

2021 | OriginalPaper | Buchkapitel

5. Fintechs

verfasst von : Roberto Moro-Visconti

Erschienen in: MicroFinTech

Verlag: Springer International Publishing

Einloggen

Aktivieren Sie unsere intelligente Suche, um passende Fachinhalte oder Patente zu finden.

search-config

KI-gestützte Suche

Aus

Abstract

After the microfinance background, examined in Chapter 2, the microfinance issues, illustrated in Chapter 3, the impact of technology on microfinance (investigated in Chapter 4), this chapter analyzes FinTechs to show if and how their business models can be incorporated in traditional microfinance patterns to scale them up. The main FinTech features are described considering their adaptation to microfinance issues and targets.

Sie haben noch keine Lizenz? Dann Informieren Sie sich jetzt über unsere Produkte:

Springer Professional "Wirtschaft+Technik"

Online-Abonnement

Mit Springer Professional "Wirtschaft+Technik" erhalten Sie Zugriff auf:

über 102.000 Bücher
über 537 Zeitschriften

aus folgenden Fachgebieten:

Automobil + Motoren
Bauwesen + Immobilien
Business IT + Informatik
Elektrotechnik + Elektronik
Energie + Nachhaltigkeit
Finance + Banking
Management + Führung
Marketing + Vertrieb
Maschinenbau + Werkstoffe
Versicherung + Risiko

Jetzt Wissensvorsprung sichern!

Jetzt informieren

Springer Professional "Wirtschaft"

Online-Abonnement

Mit Springer Professional "Wirtschaft" erhalten Sie Zugriff auf:

über 67.000 Bücher
über 340 Zeitschriften

aus folgenden Fachgebieten:

Bauwesen + Immobilien
Business IT + Informatik
Finance + Banking
Management + Führung
Marketing + Vertrieb
Versicherung + Risiko

Jetzt Wissensvorsprung sichern!

Jetzt informieren

Springer Professional "Technik"

Online-Abonnement

Mit Springer Professional "Technik" erhalten Sie Zugriff auf:

über 67.000 Bücher
über 390 Zeitschriften

aus folgenden Fachgebieten:

Automobil + Motoren
Bauwesen + Immobilien
Business IT + Informatik
Elektrotechnik + Elektronik
Energie + Nachhaltigkeit
Maschinenbau + Werkstoffe

Jetzt Wissensvorsprung sichern!

Jetzt informieren

Vorheriges Kapitel The Impact of Technology on Microfinance

Nächstes Kapitel Microfintech Applications

See Anikina et al., (2016).

See Philippon, 2019a, b.

See Daowd et al., (2020).

See Ashta & Patel (2010).

Riggins & Weber (2017).

Pytkowska & Korynski (2017).

https://www.developmentbookshelf.com/doi/full/10.3362/1755-1986.2018.29-2.ED.

See Al Hammadi & Nobanee (2019).

See, for instance, the Statistical Classification of Economic Activities in the European Community, commonly referred to as NACE.

See https://www.forbes.com/sites/ronshevlin/2019/07/29/why-fintech-startups-fail/#30c33e6a6440.

Al Hammadi, M., & Nobanee, H. (2019). FinTech and sustainability: A mini–review. https://ssrn.com/abstract=3500873.

Anikina, I. D., Gukova, V. A., Golodova, A. A., & Chekalkina, A. A. (2016). Methodological Fintech as Financial Innovation – The possibilities and problems of implementation 972 aspects of prioritization of financial tools for stimulation of innovative activities. European Research Studies Journal, 19(2), 100–112.CrossRef

Arner, D. W., Buckley, R. P., & Zetzsche, D. A. (2018). FinTech for financial inclusion: A framework for digital financial transformation. https://ssrn.com/abstract=3245287.

Ashta, A., & Patel, J. (2010). Is SaaS the appropriate technology for microfinance? https://ssrn.com/abstract=1604741.

Ashta, A., & Biot-Paquerot, G. (2018). FinTech evolution: Strategic value management issues in a fast changing industry. Strategic Change, 27(4), 301–311.CrossRef

Bartlett, R., Morse, A., Stanton, R., & Wallace, N. (2018). Consumer–lending discrimination in the era of Fintech. https://law.utexas.edu/wp-content/uploads/sites/25/BMSW_20181115.pdf.

Berg, T., Burg, V., Gombović, A., & Puri, M. (2019). On the rise of Fintechs – Credit scoring using digital footprints. The Review of Financial Studies, 33(7), 2845–2897.CrossRef

Bernards, N. (2019). Fintech and financial inclusion. In T. Shaw, L. Mahrenbach, R. Modi, & X. Yi-Chong (Eds.), The Palgrave Handbook of Contemporary International Political Economy. Palgrave Macmillan.

Bömer, M., & Maxin, H. (2018). Why Fintechs cooperate with banks - evidence from Germany. ZVersWiss, 107, 359–386.CrossRef

Brandl, B., & Hornuf, L. (2017). Where did FinTechs come from, and where do they go? The transformation of the financial industry in Germany after digitalization (SSRN Working Paper). Available at https://ssrn.com/abstract=3036555.

Broeders, H., & Khanna, S. (2015). Strategic choices for banks in the digital age. Mckinsey & Company – Financial Services. Available at http://Www.Mckinsey.Com/Industries/Financial-Services/Our-Insights/Strategicchoices-For-Banks-In-The-Digital-Age.

Burlakov, G. (2019). 10 challenges for the financial services industry in 2019. Available at https://technorely.com/blog/financialindustry-challenges/.

Dang, T. T. (2020). Fintech in microfinance: A new direction for microfinance institutions in Vietnam. The Journal of Business Economics and Environmental Studies, 10(3), 13–22.CrossRef

Daowd, A., Kamal, M. M., & Dey, B. L. (2020). The impact of social media on the performance of microfinance institutions in developing countries: A quantitative approach. Information Technology and People, 34(1), 25–49.CrossRef

Das, S. R. (2019). The future of fintech. Financial Management, 48, 981–1007.

Demyanova, E. A., (2018). The topical issues of valuation of companies under the conditions of fintech. Strategic Decisions and Risk Management, 1, 88–103.

Dietz, M., Khanna, S., Olanrewaju, T., & Rajgopal, K. (2016). Cutting through the noise around financial technology. http://www.mckinsey.com/industries/financial-services/our-insights/cuttingthrough-the-noise-around-financial-technology.

du Toit, G., & Burns, M. (2016). Customer loyalty in retail banking. http://www.bain.com/publications/articles/customer-loyalty-in-retail-banking-2016.aspx.

Fernandez, P. (2001). Valuation using multiples. How do analysts reach their conclusions? IESE Business School.

Gai, K., Qiu, M., & Sun, X. (2018). A survey on Fintech. Journal of Network and Computer Applications, 103(1), 262–273.CrossRef

Haddad, C., & Hornuf, L. (2019, June). The emergence of the global fintech market: Economic and technological determinants. Small Business Economics, 53(1), 81–105.

IPEV, (2018). Valuation guidelines. Available at http://www.privateequityvaluation.com/Valuation-Guidelines.

Madrid Damodaran, A. (2009). Valuing financial service firms. Available at http://people.stern.nyu.edu/adamodar/pdfiles/papers/finfirm09.pdf.

Makina, D. (2019). The potential of FinTech in enabling financial inclusion. In Extending Financial Inclusion in Africa (pp. 299–318). Academic Press.

Moro-Visconti, R. (2021). Startup valuation: From strategic business planning to digital networking. Palgrave Macmillan, Chapter 2.

OECD. (2017, July). Transfer pricing guidelines for multinational enterprises and tax administrations. Available at https://www.oecd.org/tax/oecdtransfer-pricing-guidelines-for-multinational-enterprises-and-tax-administrations-20769717.htm.

Philippon, T. (2019a). The FinTech opportunity. National Bureau of Economic Research.

Philippon, T. (2019b). On FinTech and financial inclusion. Stern School of Business. (Working Paper). Available at https://www.bis.org/events/conf190628/philippon.pdf.

Piobbici, F., Rajola, F., & Frigerio, C. (2019). Open innovation effectiveness in the financial services sector. In N. Mehandjiev, & B. Saadouni (Eds.), Enterprise applications, markets and services in the finance industry (Vol. 345). Springer Verlag.

Pizzi, S., Corbo, L., Caputo, A. (2021). Fintech and SMEs sustainable business models: Reflections and considerations for a circular economy. Journal of Cleaner Production, 281, 125217

Pythowska, J., & Korynski, P. (2017). Digitalizing Microfinance in Europe. https://www.european-microfinance.org/sites/default/files/document/file/Digitalization-research-paper.pdf.

Ravikumar, T. (2019). Digital financial inclusion: A payoff of financial technology and digital finance uprising in India. International Journal of Scientific & Technology Research, 8(11), 3434–3438.

Riggins, F., & Weber, D. M. (2017). Information asymmetries and identification bias in P2P social microlending. Information Technology for Development, 23(1), 107–126.CrossRef

Tanda, A., & Schena, C. (2019). FinTech, bigTech and banks: Digitalisation and its impact on banking business models. Palgrave Macmillan.

Singh, J. P. (2013). On the Intricacies of cash flow corporate valuation. Advances in Management, 6(3), 15–22.

Thomas, H., & Hedrick-Wong, Y. (2019). How digital finance and FinTech can improve financial inclusion (pp. 27–41). Emerald Publishing Limited.

Vandeputte, P., & De Toffol, B. (2017). The role of FinTechs in the business model of microfinance institutions in Western Europe: a qualitative study. Louvain School of Management, Université Catholique de Louvain. http://hdl.handle.net/2078.1/thesis:11338.

Vives, X. (2019). Digital disruption in banking. Annual Review of Finance, 11, 243–272.

World Bank. (2017). The Global Findex Database. Measuring Financial Inclusion and the Fintech Revolution. http://documents.worldbank.org/curated/en/332881525873182837/The-Global-Findex-Database-2017-Measuring-Financial-Inclusion-and-the-Fintech-Revolution.

Titel: Fintechs
verfasst von: Roberto Moro-Visconti
Verlag: Springer International Publishing
Buch: MicroFinTech
Print ISBN: 978-3-030-80393-3

Electronic ISBN: 978-3-030-80394-0

Copyright-Jahr: 2021
DOI: https://doi.org/10.1007/978-3-030-80394-0_5

Springer Professional

Abstract

Bitte loggen Sie sich ein, um Zugang zu Ihrer Lizenz zu erhalten.

Sie haben noch keine Lizenz? Dann Informieren Sie sich jetzt über unsere Produkte:

Springer Professional "Wirtschaft+Technik"

Springer Professional "Wirtschaft"

Springer Professional "Technik"