Skip to main content
Top

2019 | OriginalPaper | Chapter

Identifying Critical Determinants of ‘Digital Customer Services’ Usage – An Exploratory Study

Activate our intelligent search to find suitable subject content or patents.

search-config
loading …

Abstract

Digital technology has reinvented retail business as well as commerce. This study aims to examine consumers’ perception and usage of digital customer services (DCS) and investigate three significant post-adoption and marketing consequences: simplicity, awareness, and usefulness. Using a purposeful sampling technique, 10 semi-structured, in-depth interviews were conducted with banking customers in Finland in January 2019. The research findings suggest that simplicity regarding DCS occupies a key position in their prolonged use, while awareness and usability are also important. This study offers some valuable theoretical and managerial implications and suggests an agenda for future research.

Dont have a licence yet? Then find out more about our products and how to get one now:

Springer Professional "Wirtschaft+Technik"

Online-Abonnement

Mit Springer Professional "Wirtschaft+Technik" erhalten Sie Zugriff auf:

  • über 102.000 Bücher
  • über 537 Zeitschriften

aus folgenden Fachgebieten:

  • Automobil + Motoren
  • Bauwesen + Immobilien
  • Business IT + Informatik
  • Elektrotechnik + Elektronik
  • Energie + Nachhaltigkeit
  • Finance + Banking
  • Management + Führung
  • Marketing + Vertrieb
  • Maschinenbau + Werkstoffe
  • Versicherung + Risiko

Jetzt Wissensvorsprung sichern!

Springer Professional "Wirtschaft"

Online-Abonnement

Mit Springer Professional "Wirtschaft" erhalten Sie Zugriff auf:

  • über 67.000 Bücher
  • über 340 Zeitschriften

aus folgenden Fachgebieten:

  • Bauwesen + Immobilien
  • Business IT + Informatik
  • Finance + Banking
  • Management + Führung
  • Marketing + Vertrieb
  • Versicherung + Risiko




Jetzt Wissensvorsprung sichern!

Literature
go back to reference Bhattacherjee, A.: An empirical analysis of the antecedents of electronic commerce service continuance. Decis. Support Syst. 32(2), 201–214 (2001)CrossRef Bhattacherjee, A.: An empirical analysis of the antecedents of electronic commerce service continuance. Decis. Support Syst. 32(2), 201–214 (2001)CrossRef
go back to reference Choi, J.H., Lee, H.J.: Facets of simplicity for the smartphone interface: a structural model. Int. J. Hum.-Comput. Stud. 70(2), 129–142 (2012)CrossRef Choi, J.H., Lee, H.J.: Facets of simplicity for the smartphone interface: a structural model. Int. J. Hum.-Comput. Stud. 70(2), 129–142 (2012)CrossRef
go back to reference Eytam, E., Tractinsky, N., Lowengart, O.: The paradox of simplicity: effects of role on the preference and choice of product visual simplicity level. Int. J. Hum.-Comput. Stud. 105, 43–55 (2017)CrossRef Eytam, E., Tractinsky, N., Lowengart, O.: The paradox of simplicity: effects of role on the preference and choice of product visual simplicity level. Int. J. Hum.-Comput. Stud. 105, 43–55 (2017)CrossRef
go back to reference Gimpel, H., Kleindienst, D., Waldmann, D.: The disclosure of private data: measuring the privacy paradox in digital services. Electron. Mark. 28(4), 475–490 (2018)CrossRef Gimpel, H., Kleindienst, D., Waldmann, D.: The disclosure of private data: measuring the privacy paradox in digital services. Electron. Mark. 28(4), 475–490 (2018)CrossRef
go back to reference Glavee-Geo, R., Shaikh, A.A., Karjaluoto, H.: Mobile banking services adoption in Pakistan: are there gender differences? Int. J. Bank Mark. 35(7), 1088–1112 (2017)CrossRef Glavee-Geo, R., Shaikh, A.A., Karjaluoto, H.: Mobile banking services adoption in Pakistan: are there gender differences? Int. J. Bank Mark. 35(7), 1088–1112 (2017)CrossRef
go back to reference Hanafizadeh, P., Khedmatgozar, H.R.: The mediating role of the dimensions of the perceived risk in the effect of customers’ awareness on the adoption of Internet banking in Iran. Electron. Comme. Res. 12(2), 151–175 (2012)CrossRef Hanafizadeh, P., Khedmatgozar, H.R.: The mediating role of the dimensions of the perceived risk in the effect of customers’ awareness on the adoption of Internet banking in Iran. Electron. Comme. Res. 12(2), 151–175 (2012)CrossRef
go back to reference Hepola, J., Karjaluoto, H., Shaikh, A.A.: Consumer engagement and behavioral intention towards continuous use of innovative mobile banking applications - case study of Finland. In: International Conference on Information Systems (ICIS-2016), Dublin, Ireland, 11–14 December 2016 (2016) Hepola, J., Karjaluoto, H., Shaikh, A.A.: Consumer engagement and behavioral intention towards continuous use of innovative mobile banking applications - case study of Finland. In: International Conference on Information Systems (ICIS-2016), Dublin, Ireland, 11–14 December 2016 (2016)
go back to reference Howcroft, B., Hamilton, R., Hewer, P.: Consumer attitude and the usage and adoption of home-based banking in the United Kingdom. Int. J. Bank Mark. 20(2), 111–121 (2002)CrossRef Howcroft, B., Hamilton, R., Hewer, P.: Consumer attitude and the usage and adoption of home-based banking in the United Kingdom. Int. J. Bank Mark. 20(2), 111–121 (2002)CrossRef
go back to reference Hsieh, H.F., Shannon, S.E.: Three approaches to qualitative content analysis. Qual. Health Res. 15(9), 1277–1288 (2005)CrossRef Hsieh, H.F., Shannon, S.E.: Three approaches to qualitative content analysis. Qual. Health Res. 15(9), 1277–1288 (2005)CrossRef
go back to reference Karjaluoto, H., Shaikh, A.A., Saarijärvi, H., Saraniemi, S.: How perceived value drives the use of mobile financial services apps. Int. J. Inf. Manag. (2018, in press) Karjaluoto, H., Shaikh, A.A., Saarijärvi, H., Saraniemi, S.: How perceived value drives the use of mobile financial services apps. Int. J. Inf. Manag. (2018, in press)
go back to reference Kim, K., Altmann, J., Kim, W.: On the time lag of the effect of network position on service performance in software service networks. Inf. Manag. (2019, in press) Kim, K., Altmann, J., Kim, W.: On the time lag of the effect of network position on service performance in software service networks. Inf. Manag. (2019, in press)
go back to reference Lee, J., Lee, D., Moon, J., Park, M.C.: Factors affecting the perceived usability of the mobile web portal services: comparing simplicity with consistency. Inf. Technol. Manag. 14(1), 43–57 (2013)CrossRef Lee, J., Lee, D., Moon, J., Park, M.C.: Factors affecting the perceived usability of the mobile web portal services: comparing simplicity with consistency. Inf. Technol. Manag. 14(1), 43–57 (2013)CrossRef
go back to reference Luarn, P., Lin, H.H.: Toward an understanding of the behavioral intention to use mobile banking. Comput. Hum. Behav. 21(6), 873–891 (2005)CrossRef Luarn, P., Lin, H.H.: Toward an understanding of the behavioral intention to use mobile banking. Comput. Hum. Behav. 21(6), 873–891 (2005)CrossRef
go back to reference Shaikh, A.A., Karjaluoto, H., Chinje, N.B.: Continuous mobile banking usage and relationship commitment–a multi-country assessment. J. Financ. Serv. Mark. 20(3), 208–219 (2015a)CrossRef Shaikh, A.A., Karjaluoto, H., Chinje, N.B.: Continuous mobile banking usage and relationship commitment–a multi-country assessment. J. Financ. Serv. Mark. 20(3), 208–219 (2015a)CrossRef
go back to reference Shaikh, A.A., Karjaluoto, H.: Mobile banking adoption: a literature review. Telematics Inform. 32(1), 129–142 (2015)CrossRef Shaikh, A.A., Karjaluoto, H.: Mobile banking adoption: a literature review. Telematics Inform. 32(1), 129–142 (2015)CrossRef
go back to reference Shaikh, A.A., Karjaluoto, H., Chinje, N.B.: Consumers’ perceptions of mobile banking continuous usage in Finland and South Africa. Int. J. Electron. Finance 8(2), 149–168 (2015b)CrossRef Shaikh, A.A., Karjaluoto, H., Chinje, N.B.: Consumers’ perceptions of mobile banking continuous usage in Finland and South Africa. Int. J. Electron. Finance 8(2), 149–168 (2015b)CrossRef
go back to reference Sklyar, A., Kowalkowski, C., Tronvoll, B., Sörhammar, D.: Organizing for digital servitization: a service ecosystem perspective. J. Bus. Res. (2019, in press) Sklyar, A., Kowalkowski, C., Tronvoll, B., Sörhammar, D.: Organizing for digital servitization: a service ecosystem perspective. J. Bus. Res. (2019, in press)
go back to reference Susanta, A., Taher, I.M., Nimran, U.: The effect of relationship quality on customer advocacy: the mediating role of loyalty. J. Bus. Manag. 10(4), 41–52 (2013) Susanta, A., Taher, I.M., Nimran, U.: The effect of relationship quality on customer advocacy: the mediating role of loyalty. J. Bus. Manag. 10(4), 41–52 (2013)
go back to reference Zhang, L., Geertman, S., Hooimeijer, P., Lin, Y.: The usefulness of a web-based participatory planning support system in Wuhan, China. Comput. Environ. Urban Syst. 74, 208–217 (2019)CrossRef Zhang, L., Geertman, S., Hooimeijer, P., Lin, Y.: The usefulness of a web-based participatory planning support system in Wuhan, China. Comput. Environ. Urban Syst. 74, 208–217 (2019)CrossRef
Metadata
Title
Identifying Critical Determinants of ‘Digital Customer Services’ Usage – An Exploratory Study
Author
Aijaz A. Shaikh
Copyright Year
2019
DOI
https://doi.org/10.1007/978-3-030-18911-2_24