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2021 | OriginalPaper | Chapter

Insurance of Financial and Credit Institutions

Authors : Natalia Adamchuk, Vladimir Osipov, Lyudmila Tsvetkova

Published in: Financial Markets Evolution

Publisher: Springer International Publishing

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Abstract

The chapter discusses the role of financial and credit institutions in ensuring economic stability, through the coordination of their interaction between investors, borrowers and lenders. It is stated that economic agents’ propensity for saving correlates with the propensity for insurance, which allows for the creation of convergent insurance products based on banking and insurance services. The study checks the hypotheses put forward about the correlation of income level, the propensity to save and the need for insurance protection of potential consumers. Based on the results of the analysis, a conclusion was drawn about the usefulness of convergent insurance products for the households living in poverty, providing repayment of loans for their constructive activities and the way out of poverty.

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previous chapter Insurance Companies: Prospective Business Models
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Metadata
Title
Insurance of Financial and Credit Institutions
Authors
Natalia Adamchuk
Vladimir Osipov
Lyudmila Tsvetkova
Copyright Year
2021
Publisher
Springer International Publishing
Book
Financial Markets Evolution

Print ISBN: 978-3-030-71336-2

Electronic ISBN: 978-3-030-71337-9

Copyright Year: 2021

DOI
https://doi.org/10.1007/978-3-030-71337-9_15