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2019 | OriginalPaper | Chapter

4. Proportionality in the Single Rule Book

Authors : Bart Joosen, Matthias Lehmann

Published in: The Palgrave Handbook of European Banking Union Law

Publisher: Springer International Publishing

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Abstract

This chapter will discuss the principle of proportionality in the Single Rule Book and the pros and cons of diverging regulatory and supervisory rules for different types of institutions. It will do so in light of the current capital requirements by analysing the provisions of the CRR and the CRDIV, as well as relevant Level 2 and 3 acts developed by the European Banking Authority (EBA). It will present and criticise the current plethora of rules and their complexity, which weighs heavily on small and medium-sized institutions. Against this background, the chapter will explore possibilities for a more differentiated approach to regulation and supervision of firms, such as a small banking box or a two-tier banking law.

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previous chapter European Banking Union and Its Relation with European Union Institutions

next chapter The System of Administrative and Jurisdictional Guarantees Concerning the Decisions of the European Central Bank

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Title: Proportionality in the Single Rule Book
Authors: Bart Joosen
Matthias Lehmann
Publisher: Springer International Publishing
Book: The Palgrave Handbook of European Banking Union Law
Print ISBN: 978-3-030-13474-7

Electronic ISBN: 978-3-030-13475-4

Copyright Year: 2019
DOI: https://doi.org/10.1007/978-3-030-13475-4_4