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Published in:
2013 | OriginalPaper | Chapter
An e-payment Architecture Ensuring a High Level of Privacy Protection
Authors : Aude Plateaux, Patrick Lacharme, Vincent Coquet, Sylvain Vernois, Kumar Murty, Christophe Rosenberger
Published in: Security and Privacy in Communication Networks
Publisher: Springer International Publishing
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Online shopping is becoming more and more interesting for clients because of the ease of use and the large choice of products. As a consequence, 2.3 billion online clients have been identified in 2011. This rapid increase was accompagnied by various frauds, including stolen smart cards or fraudulent repudiation. Several e-payment systems have been proposed to reduce these security threats and the 3D-Secure protocol is becoming a standard for the payment on the Internet. Nevertheless, this protocol has not been studied in-depth, particularly in terms of privacy. This paper proposes a detailed description and an analysis of the 3D-Secure protocol, through a new privacy-orienting model for e-payment architectures. Some improvements of 3D-Secure protocol, concerning the protection of banking information, are also presented. Then, this article presents and analyses a new online payment architecture centered on the privacy of individuals.