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Economic Change and Restructuring

Published in:

01-04-2024

The impact of air pollution on commercial health insurance demand amidst China's green transition

Authors: Xiaodan Wang, Huiqing Tan, Jing Liu

Published in: Economic Change and Restructuring | Issue 2/2024

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Abstract

The increasing public concern about health impacts from air pollution has been paralleled by a growth in commercial health insurance (CHI) demand in China. This study explores the relationship between air pollution and CHI demand using Chinese provincial panel data, applying linear and nonlinear models. It finds a remarkable positive impact of air pollution on CHI demand, where an increase in lnPM_2.5 per capita is linked to a proportional rise in per capita CHI premium income. This effect varies regionally, being notable in the eastern and central regions while negligible in the western region. In addition, the study identifies a nonlinear threshold effect of air pollution on CHI demand, characterized by increasing marginal efficiency and a double threshold pattern as per capita medical expenditures change.

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Title: The impact of air pollution on commercial health insurance demand amidst China's green transition
Authors: Xiaodan Wang
Huiqing Tan
Jing Liu
Publication date: 01-04-2024
Publisher: Springer US
Published in: Economic Change and Restructuring / Issue 2/2024
Print ISSN: 1573-9414
Electronic ISSN: 1574-0277
DOI: https://doi.org/10.1007/s10644-024-09623-y

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