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2017 | OriginalPaper | Buchkapitel

1. Introduction

verfasst von : Jesús Téllez, Sherali Zeadally

Erschienen in: Mobile Payment Systems

Verlag: Springer International Publishing

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Abstract

The last decade has witnessed the emergence of new payment systems which enable financial transactions to be made securely from one organization or individual to another over a mobile network called Mobile Payment System which offers attractive opportunities to financial institutions, merchants, and end-users. This chapter introduces the fundamental concepts that underpin mobile payment systems: we introduce the concept of electronic money (including characteristics, advantages and disadvantages) to understand the evolution from traditional money to electronic money. We also present an overview of mobile commerce, mobile payment characteristics, current mobile payment methods, mobile payment stakeholders, and technologies for mobile payments. We also discuss the benefits and drawbacks of mobile payment systems and the entities that comprise such systems.

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Fußnoten
1
Beenz.com was a web site founded in 1998 that allowed consumers to earn beenz, a type of online currency, for performing activities such as visiting a website, shopping online, or logging on through an Internet service provider. The beenz e-currency could then be spent with participating online merchants.
 
2
Smart-cards were introduced in wireless networks as SIM cards. They provided superior fraud protection since they were specifically designed to secure data against physical and logical attacks [2].
 
3
WAP allows a mobile phone to surf the Internet. It represents the wireless equivalent of TCP/IP with the benefit of being independent of the bearer [163].
 
4
MMS is a standard way to send messages that include multimedia content to and from mobile phones.
 
5
An On-Board Unit (OBU) is a communication unit equipped with a (short-range) wireless communication device designed for road safety and potentially compatible with other optional communication devices.
 
6
An Application Unit (AU) is typically a dedicated device that executes a single or a set of applications and utilizes the OBU’s communication capabilities.
 
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Metadaten
Titel
Introduction
verfasst von
Jesús Téllez
Sherali Zeadally
Copyright-Jahr
2017
DOI
https://doi.org/10.1007/978-3-319-23033-7_1

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