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Erschienen in:
2008 | OriginalPaper | Buchkapitel
IT Security: New Requirements, Regulations and Approaches
verfasst von : Günter Müller, Stefan Sackmann, Oliver Prokein
Erschienen in: Handbook on Information Technology in Finance
Verlag: Springer Berlin Heidelberg
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Over the past decades, the business environment in the banking sector has changed substantially. Financial service providers and direct brokers have entered the market for private customers. Insurances meanwhile offer investment funds and other products for retirement provision and companies that usually operate in other branches offer new services to customers (e. g. home-banking software of Microsoft). Faced with such increased competition, banks, in particular, pursued Customer Relationship Management (CRM) (Sackmann and Strüker 2005) as a strategy for canvassing new customers and optimizing existing customer relationships. This personalization has a serious side effect: the business of whole institutions depends on the availability, correctness and security of the infrastructure to run the services. Security and the relationship between customers and providers has become a critical issue for both to protect assets and to provide transparency.