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Erschienen in:
2016 | OriginalPaper | Buchkapitel
Saving Behavior
verfasst von : W. Fred van Raaij
Erschienen in: Understanding Consumer Financial Behavior
Verlag: Palgrave Macmillan US
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This chapter is on saving behavior and its determinants and consequences. Consumers save for a financial buffer, for specific transactions, for “rainy days,” for their children, and for their retirement. Future-time preference and self-control are needed to refrain from immediate spending and to save money for “later.” This chapter can be read in combination with chapters 11 (individual differences and segmentation), 12 (confidence and trust), 15 (time preference), and 17 (self-regulation).