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2017 | OriginalPaper | Buchkapitel

4. Fintech Innovation

verfasst von : Bernardo Nicoletti

Erschienen in: The Future of FinTech

Verlag: Springer International Publishing

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Abstract

One of the critical aspects in fintech initiatives is their intrinsic innovative attitude. This is a global phenomenon aiming to provide innovations in the financial services industry. Fintech initiatives have been leveraging on innovation, especially by means of new technologies, often delivered through online and mobile channels, in order to act upon the industry by disintermediating traditional financial institutions.

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Fußnoten
1
Forrester Research 2015. The State Of Digital Business 2014, [online] Available at: http://​blogs.​forrester.​com/​f/​b/​users/​NFENWICK /​Infographic_​1v4.​pdf, Accessed 27 July 2016.
 
2
Kipling R. (2013), Just So Stories, CreateSpace Independent Publishing Platform.
 
7
Banking on Big Data, Banking Technology. 3 December (2014).
 
8
Lohit, N, (2013), Big data, Bigger Facts, July 5. http://​blogs.​sap.​com/​innovation/​big-data/​big-data-bigger-facts-098520, accessed 04 October 2013.
 
9
PwC (2015), Business Booster Data Analytics, PwC Report, August.
 
10
PwC (2015), ibid.
 
11
Fintech 100 (2015), Leading Global Fintech Innovators, Reports, http://​fintechinnovator​s.​com/​uploads/​H2-Fintech-Innovators-2015.​pdf, Accessed 07 August 2016.
 
12
Fintech 100 (2015), Leading Global Fintech Innovators, Reports, http://​fintechinnovator​s.​com/​uploads/​H2-Fintech-Innovators-2015.​pdf, Accessed 07 August 2016.
 
24
There is a debate if what is Bitcoin from a taxation point of view. EU considers it a currency, SEC a security and the USA IRS a commodity (hence subject to tax). See also http://​blogs.​wsj.​com/​digits/​2015/​10/​22/​eu-rules-bitcoin-is-a-currency-not-a-commodity-virtually/​, Accessed 04 August 2016.
 
26
Public domain material, General Services Administration (http://​www.​its.​bldrdoc.​gov/​fs-1037/​fs-1037c.​htm).
 
28
Kwon, J. (2014), TenderMint: Consensus without Mining, http://​tendermint.​com/​docs/​tendermint.​pdf, Accessed 31 July 2016.
 
32
Financial Times, 6 August (2016).
 
35
Swan, M. Blockchain Consensus Protocol, slideshare.​net/​lablogga/​blockchain-consensus-protocols, Accessed 11 August 2016.
 
41
Financial Advice for People who aren’t rich, The New York Times, Apr (2014).
 
44
PricewaterhouseCoopers (2015), ibid.
 
45
EY (2015), Advice goes virtual: How new digital investment services are changing the wealth management landscape, http://​www.​ey.​com/​Publication/​vwLUAssets/​Advice-goes-virtual/​$FILE/​EY-Digital-investment-services-Canada.​pdf, Accessed 20 August 2015.
 
46
Fintech 100 (2015), Leading Global Fintech Innovators, Reports, page 9, http://​fintechinnovator​s.​com/​uploads/​H2-Fintech-Innovators-2015.​pdf, Accessed 07 August 2016.
 
47
Fintech 100 (2015), Leading Global Fintech Innovators, Reports, page 28, http://​fintechinnovator​s.​com/​uploads/​H2-Fintech-Innovators-2015.​pdf, Accessed 07 August 2016.
 
48
Fintech 100 (2015), Leading Global Fintech Innovators, Reports, page 26, http://​fintechinnovator​s.​com/​uploads/​H2-Fintech-Innovators-2015.​pdf, Accessed 07 August 2016.
 
51
EY (2015), Advice goes virtual: How new digital investment services are changing the wealth management landscape, http://​www.​ey.​com/​Publication/​vwLUAssets/​Advice-goes-virtual/​$FILE/​EY-Digital-investment-services-Canada.​pdf, Accessed 20 August 2016.
 
60
“The Transformation of Finance. Fintech @ Davos World Economic Forum” Video YouTube, 5:30. Published by YouTube, January 21, 2016. https://​www.​youtube.​com/​watch?​v=​AsetntXCPRQ, Accessed 31 July 2016.
 
61
International Monetary Fund, Virtual Currencies and Beyond: Initial considerations, Jan 2016. http://​www.​imf.​org/​external/​pubs/​ft/​sdn/​2016/​sdn1603.​pdf, Accessed 31 July 2016.
 
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Metadaten
Titel
Fintech Innovation
verfasst von
Bernardo Nicoletti
Copyright-Jahr
2017
DOI
https://doi.org/10.1007/978-3-319-51415-4_4