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Erschienen in:
2021 | OriginalPaper | Buchkapitel
Features of the Development of Microinsurance in the Developing Countries’ Insurance Markets
verfasst von : L. T. Khuzhamov, E. I. Kozhevnikova, K. A. Zaitseva
Erschienen in: Economic Systems in the New Era: Stable Systems in an Unstable World
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Abstract
Nowadays microinsurance is gaining great popularity in Asia, Africa and Latin America. In emerging economies microinsurance products are more common than traditional insurance products. The purpose of this article is to identify the necessary factors for the successful development of microinsurance, including microtakaful, and the possibility of implementing the international experience in the Russian Federation. For this purpose, it is very important to involve state and non-state institutions in social protection, use modern technologies and identify main distribution channels of microinsurance products. A multi-factor economic model was developed to calculate the effectiveness of microinsurance implementation, and the prospects for the development of microinsurance in Russia were determined.