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2019 | OriginalPaper | Buchkapitel

7. Financial Innovation and Inclusion

verfasst von : Henri Arslanian, Fabrice Fischer

Erschienen in: The Future of Finance

Verlag: Springer International Publishing

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Abstract

New technology and fintech innovators are playing an important role in addressing the serious challenge of financial inclusion. The majority of the world’s adult population, almost three billion adults, are unbanked, meaning they have no access to a bank account or any other banking service.

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Fußnoten
1
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2
“How FinTech Is Shaping the Future of Banking | Henri Arslanian | TEDxWanChai,” YouTube, December 5, 2016, https://​www.​youtube.​com/​watch?​v=​pPkNtN8G7q8&​t=​682s.
 
3
Brett King, p. 83.
 
6
More by This Author, “Yearly Mobile Money Deals close to Half GDP,” Daily Nation, accessed January 6, 2019, https://​www.​nation.​co.​ke/​business/​Yearly-mobile-money-deals-close-GDP/​996-4041666-dtaks6z/​index.​html.
 
7
Saruni Maina, “Safaricom FY2017: Data and M-Pesa Were Safaricom’s Biggest Earners,” Techweez, May 10, 2017, https://​techweez.​com/​2017/​05/​10/​safaricom-fy-2017-data-m-pesa/​.
 
8
Brett King book, p. 79.
 
9
T. S., “Why Does Kenya Lead the World in Mobile Money?,” The Economist, March 2, 2015, https://​www.​economist.​com/​the-economist-explains/​2015/​03/​02/​why-does-kenya-lead-the-world-in-mobile-money.
 
10
Rob Matheson, “Study: Mobile-Money Services Lift Kenyans out of Poverty,” MIT News, December 8, 2016, http://​news.​mit.​edu/​2016/​mobile-money-kenyans-out-poverty-1208.
 
11
Michael Joseph, “M-Pesa: The Story of How the World’s Leading Mobile Money Service Was Created in Kenya,” Vodafone, March 6, 2017, https://​www.​vodafone.​com/​content/​index/​what/​technology-blog/​m-pesa-created.​html#.
 
12
“bKash in Bangladesh: 24 Million Customers Using Mobile Money,” Global Payments Summit, 2018, https://​globalpaymentsum​mit.​com/​bkash-bangladesh-24-million-customers-using-mobile-money/​.
 
13
“Bangladesh Population,” Trading Economics, accessed January 6, 2019, https://​tradingeconomics​.​com/​bangladesh/​population.
 
14
“Financial Inclusion Insights Bangladesh 2016 Annual Report (Wave 4 Tracker Survey),” Finclusion, September 2017, http://​finclusion.​org/​uploads/​file/​Bangladesh%20​Wave%20​4%20​Report_​20_​Sept%20​2017.​pdf.
 
15
“Migration and Remittances Factbook 2016 Third Edition” (Global Knowledge Partnership on Migration and Development (KNOMAD), World Bank, n.d.).
 
16
“Standard Chartered Deepens Investments in Digital Solutions,” The Guardian Nigeria Newspaper, December 10, 2018, https://​guardian.​ng/​business-services/​standard-chartered-deepens-investments-in-digital-solutions/​.
 
17
Xiao Liu, “Ant Financial to Acquire Stake in Bangladesh’s bKash,” Caixin Global, April 27, 2018, https://​www.​caixinglobal.​com/​2018-04-27/​ant-financial-to-acquire-stake-in-bangladeshs-bkash-101240395.​html.
 
18
Ant Financial, “Ant Financial Invests in Bangladesh-Based bKash,” Finextra, April 26, 2018, https://​www.​finextra.​com/​pressarticle/​73644/​ant-financial-invests-in-banladesh-based-bkash.
 
19
The World Bank, “M-Money Channel Distribution Case – Kenya : Safaricom M-Pesa” (The World Bank, January 1, 2017), http://​documents.​worldbank.​org/​curated/​en/​8328315004437782​67/​M-money-channel-distribution-case-Kenya-Safaricom-m-pesa.
 
20
“Journey of Aadhaar,” Software Freedom Law Center, India, May 21, 2016, https://​sflc.​in/​journey-aadhaar.
 
21
“Aadhaar Dashboard,” Unique Identification Authority of India (UIDAI), Government of India, accessed January 13, 2019, https://​uidai.​gov.​in/​aadhaar_​dashboard/​index.​php.
 
22
“What Is IndiaStack?,” IndiaStack (blog), accessed January 13, 2019, http://​indiastack.​org/​about/​.
 
23
Pavithra Babu, “What Is IndiaStack and How Is It Set to Change India?,” Razorpay, accessed January 13, 2019, https://​razorpay.​com/​blog/​what-is-indiastack-and-how-is-it-set-to-change-india/​.
 
24
Saikat Neogi, “Aadhar Verdict: eKYC Curbed; Instant Loan Approvals, MF and Insurance Sales Online Take a Hit,” The Financial Express, October 1, 2018, https://​www.​financialexpress​.​com/​money/​aadhar-verdict-ekyc-curbed-instant-loan-approvals-mf-and-insurance-sales-online-take-a-hit/​1332333/​.
 
25
Ibid.
 
26
“What Supreme Court’s Aadhaar Verdict Means for You: 10 Points,” Livemint, September 26, 2018, https://​www.​livemint.​com/​Companies/​cpSHu1fjQ1WvOP8v​Mi27aL/​What-Supreme-Courts-Aadhaar-verdict-means-for-you-10-point.​html.
 
Metadaten
Titel
Financial Innovation and Inclusion
verfasst von
Henri Arslanian
Fabrice Fischer
Copyright-Jahr
2019
DOI
https://doi.org/10.1007/978-3-030-14533-0_7