2005 | OriginalPaper | Buchkapitel
A Multi-factors Evaluation Method on Credit Evaluation of Commerce Banks
verfasst von : Zongfang Zhou, Xiaowo Tang, Yong Shi
Erschienen in: Data Mining and Knowledge Management
Verlag: Springer Berlin Heidelberg
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The concept of multi-factors detached coefficients is put forth and an evaluation method is given for customer’s credit in this paper. We also get the optimal multi-factors detached coefficients matrix by minimizing the estimate errors. According to this matrix, we get the scores vector of customer’s credit at
n
factors, further the credit of the customers is evaluated and selected by commerce banks.