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08.02.2017 | Empirical article

A global approach to the analysis of user behavior in mobile payment systems in the new electronic environment

verfasst von: Francisco Liébana-Cabanillas, Francisco Muñoz-Leiva, J. Sánchez-Fernández

Erschienen in: Service Business | Ausgabe 1/2018

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Abstract

Mobile devices and social media have led to a profound revolution of modern society, obliging many companies to reorient their sales systems towards more successful commercial formats (mobile commerce and social commerce). The mobile payment, for instance, as an emerging and supplementary service to these new commercial formats, is now undergoing the adoption process. Mobile payment has long been discussed, but it has not yet reached the usage levels expected by the different mass market players (financial institutions, telephone operators, etc.) in Western societies. The purpose of this paper is to analyze users’ acceptance of mobile payment systems on social networks. In order to explain acceptance, we have integrated trust and perceived risk into the traditional TAM model. To complete this study, we have established the decisive factors of this payment system by analyzing user’s gender, age and experience level. The study was conducted through an online survey among a national panel composed by 2.012 social network users. The results of this research support previous studies and provide alternatives for companies to consolidate this new business model by means of the new technical developments.

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Titel: A global approach to the analysis of user behavior in mobile payment systems in the new electronic environment
verfasst von: Francisco Liébana-Cabanillas
Francisco Muñoz-Leiva
J. Sánchez-Fernández
Publikationsdatum: 08.02.2017
Verlag: Springer Berlin Heidelberg
Erschienen in: Service Business / Ausgabe 1/2018
Print ISSN: 1862-8516
Elektronische ISSN: 1862-8508
DOI: https://doi.org/10.1007/s11628-017-0336-7

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